[Blog] Read This and Keep Safe Your Credit Cards

Cellular banking also allows you to easily complete transactions online and postpone purchases, but the modern era also makes you more prone to fraud and fraud. Even if you look at yourself to be cautious, the smallest choice will give you and your cash a chance to make money. If you think you are suffering from fraud, then our tips here are how to gradually move the method of reporting suspicious sports and how to do it to avoid transferring them to other places.

Debit or credit rating?

It is important to determine whether your debit or credit score account is broken. After a credit card transaction, it is very simple to dispute the price, because the company can work with the merchant to understand the cost and the reason for it. If the credit has not yet been processed, there is still the risk of cash withdrawal.

Debit playing cards, however, are completely different. Since it works like a coin, once the transaction is completed, it is considered to be paid until you compete with the service provider for money again. Imagine wanting to return coins without a receipt in the store, or tell the cashier that someone has stolen your cash and bought something here. The probability of getting the money again is very small.

Fortunately, if you record fraudulent benefits early, the largest banks can use zero-debt software to process debit cards. By reporting the internal days of the transaction, you will incur a huge fee of up to $ 50. If you say 60 days in advance, the cost can be up to $ 500. The price paid is worrying, but if you are defrauded of a few hundred dollars, it is really worth it to get everything again.

Report fraud

The biggest key bank has a mobile app, the purpose is to keep your fee songs when bypassed. It may be realistic to check your account again and again to ensure that no suspicious behavior has occurred. The app can even provide you with a mobile phone for customer support, if you want to record suspicious activity or misplaced cards, there are a wide variety of or bank locators. If feasible, please ask the financial institution to reissue a new card for you, or purchase a temporary card in the currency organization, so that the old card can be deactivated.

While reporting fraud and disputes, the currency organization will ask you to fill out an affidavit, that is, a signed statement, which proves that you are the author of the research technology. Therefore, you agree with what you mean. If the bank finds that you lie about an allegation of fraud, you may be in huge trouble and may even go to prison.

Today, banks often use a machine to adjust your consumption movements, so if you make an unusual purchase, the threat that threatens you to successfully conduct fraud research is negligible. In addition, providing a proof of your last purchase through the receipt to display it accurately while you continue to hold the card is also higher. We will discuss these topics extensively.

If your bill shows merchants whose fraudulent transactions have been modified, please try to contact them immediately for statistical information about the purchase. They will most likely tell you to dispute these fees with your financial institution, but the merchant may also have a protection camera that will be displayed when the transaction is executed. If you bought through the Internet, you may conduct an investigation to track the products of those who stole your products. Of course, this may require you to obtain a subpoena to allow the telecommunications operator to provide this information.

Keep track of your purchase

If you choose to apply the debit gambling game card to the credit score card to avoid monthly payments, it is still perfect. However, before you wish to book an expensive trip or purchase a brand new HDTV, please name your bank to limit the number of purchases and withdrawals. In this way, if a transaction exceeds your usual expenditure, the economic organization will submit the hobby to you as soon as possible, and even freeze the account quickly, so it will not cause similar harm. Of course, if you choose to withdraw a large amount of money at one time, it will become very demanding, but to ensure security is higher than sorry.

Make a wise choice

The smallest choice may affect whether you become a victim of fraud. If the ATM is ready for skimming, then using an ATM without a protection camera or an outdoor unit from a mature financial institution may give you a chance. By skimming the card slot, you can view and copy the magnetic stripe of the inserted card to copy the information to an external power source. Mix it with a miniature virtual camera and watch it as you type your PIN, which means that thieves can copy your real debit card and make withdrawals and purchases without a record.

At the same time, since goods are usually purchased from online communities including Craigslist and eBay, they never agree to pay for gadgets without relying on helpful assistance. If there is a problem between you and the buyer / supplier within 45 days of the purchase date, PayPal can often resolve transaction disputes. If the trader insists that you use all other strategies (such as prepaid debit cards or direct deposits) to pay, then please think back to the place far away from the transaction.

Scammers may send you emails and phone numbers to make you think they may be real men or women, but keep researching carefully to make sure that your smartphone is not the kind of Google Voice that someone may also need. Real contact information. If you received an email from the scammer, you can continue to try to check the authenticity of the goods to see if you need an IP address to adjust the sender’s approximate area. Checking that some IP addresses can be private does not generate any geographic location, but it is indeed worth a look.

Surveillance of scammers is no easy task. The fundamental problem is to get cash early before the robber, but to provide any available statistics, please use it with the nearby police station to see what measures they can take to save your cash to others.